Rates and fees

Clear information about what you may pay

Before accepting a loan, customers should understand the complete cost of borrowing. Trustora displays the applicable principal, charges, repayment schedule and total amount payable as part of the loan offer.

Principal

The principal is the amount provided under an approved loan offer, before applicable charges or interest are added.

Service Charge

Any approved fixed or percentage-based service charge will be itemised before acceptance. No value is published until it is available from approved product configuration.

Interest

Where interest applies, the offer will explain the applicable method and amount using approved product values.

Total Amount Payable

The total amount payable combines the approved principal with every applicable charge and interest amount shown in the offer.

Late or Missed Payments

A missed or delayed payment may result in charges or other consequences according to the applicable agreement. Customers experiencing repayment difficulty should contact Trustora as early as possible.

Representative Example

A representative example will be published once the applicable product values have been reviewed and approved.